How it works?

Just Sign Up

  • Sign-up on Creditseva to get instant real time credit report analysis for free in few minutes.
  • Checking your credit score enables you to plan and manage your finances better.


  • Upload your Credit Report (CIBIL) for Free
  • Examine your credit health instantly.
  • Identify errors in your credit report and communicate with the credit bureau.
  • Watch out for any identity theft, fraud and check for any co-signed loan that may affect your score.
  • Track your credit profile on the go.


  • Creditseva is a DIY (Do it yourself) tool that will enable you to take sound financial decisions.
  • By taking suggestive actions, you will be eligible for new credit cards and loans from various banks.
  • Improve your credit score and get eligible for new credit card and loans.

Loan closure tool

Loan closure should be easy......and now it is!

  • Discover the tool that helps you close your loan in a simple and hassle free manner.
  • This real time loan closure platform helps to get the best offers from banks to close bad loans and make payments to banks directly.

Rectification tool

Did you come across any errors or discrepancies in your credit report or score? Don't panic!

With this rectification tool you can easily track errors and report these in few seconds to the relevant credit bureaus and get them fixed.

Score building tool

It's easy to decode and improve your personal credit score through Creditseva's DIY Tool.

  • Identify why your credit score is low and improve your credit score by adding the right product to the credit portfolio.
  • With Creditseva's Score Building tool you can get multiple options and support on the ways to improve your credit score.

Monitoring tool

Now monitor your credit score and report from all the four credit bureaus with this new age monitoring tool which alerts on discrepancies identified.

  • Safeguard tool helps you to stay protected from any Identity theft and fraud.
  • Set alerts to active credit accounts for payment of dues on time.
  • You can experience peace of mind as you're protected.

Data Security

For us, undoubtedly Data Security is the need of the hour and is a matter of trust. Our expert Information Security team helps to improve network Infrastructure quality.

  • Completely secured Data - Secured Data on ISO 27001 compliant, world class data network infrastructure.
  • Highly secured - Bank level data security with 128 Bit encryption on all transactional data.
  • Simple & Effective - Designed by a strong team of architects, graduated from premier technology institutes with 40 + years of collective experience.
  • It's Trusted - Trusted with API integrations by top financial institutions in India and global credit bureau.

Trusted By Partners

We believe that our partners are the catalysts in our growth that add more value to our products.

Why Our Customers Love Us?

These are the 3 things that make us stand out in the crowd

  • We keep listening -to understand your changing needs
  • We constantly innovate - to make your life simple
  • We love what we do!

We present you with a blend of Quick, comfortable and easy to use tools and applications. We ensure to bring about "Innovation in Creditability," wherein our new-age products will help in maximizing the credibility of our customers. We steadily delve into new disciplines and bring out progressive and innovative offerings to perfectly suit the needs of our customers.

Our Journey

NASSCOM 10K Startup
March 2014

Asia's First Consumer Credit Analytics Tool
Sep 2014

Startupbootcamp Asia's Top 10 Fintech Startup
March 2015

Reliance GIH Microsoft Ventures India's Top 10 Fintech Startup
Sep 2015

First Indian Startup Investment by Infocomm Investments IDA Singapore

Trusted by 15 Major BFSI Cos. & 200,000 + Customers
Sep 2016


  • INR 1999
  • Upload Credit Report & Score (CIBIL).
  • Instant Credit Report Analysis.
  • Loan Closure Tool.
  • Credit Score Building Options.
  • Credit Score Drivers.
  • Credit Alerts.
  • Document Vault.

*Powered by Experian

  • INR 4800
    INR 2999
  • Annual Plan
  • Instant Credit Report & Score.
  • Instant Credit Report Analysis.
  • Loan Closure Tool.
  • Credit Score Building Options.
  • Credit Score Drivers.
  • Credit Alerts.
  • Document Vault.
  • Credit Monitoring*
  • 12 Credit Reports & Score.


72% of Creditseva® users maintained credit score above 700 in the last 12 months!

Now improving your credit score is not a rocket science! Signup for free and use the new credit advisory tools to improve your loan eligibility. Introducing Creditseva Premium to keep you updated on your score improvement journey.

  • No Commitment, Cancel anytime.
  • Access your credit profile on the go and keep a check on misuse or identity theft.
  • Get 12 Experian Credit Reports with Score and track the improvement.
  • Get Free assistance to rectify errors and close old loans.
  • Expert advice to improve and maintain your credit score.

What our customers are saying?

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